Macquarie World Mastercard
Macquarie Bank
The only no-annual-fee rewards card on our list. Earn rate is modest, but with zero ongoing cost it's perfect as a backup card or for low spenders who want some points without committing to a fee.
Earn Rates
Standard purchases1x
Travel Benefits
- No foreign transaction fees
- Purchase protection
Pros
- No annual fee
- No foreign transaction fees
- Easy to hold long-term
Cons
- No sign-up bonus
- Low earn rate
- No travel benefits
Frequently Asked Questions
Is the Macquarie World Mastercard worth getting?
It's worth holding as a no-cost backup card for Mastercard acceptance, but shouldn't be your primary rewards card if you want to accumulate points quickly.
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Last updated June 2026