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ING Orange One Low Rate

ING

A straightforward cashback card with no annual fee. Better suited to people who want simple cash rewards rather than frequent flyer points. The 1% cashback on eligible purchases is competitive for a no-fee card.

0
Annual FeeFree
Earn Rate0.5x standard
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T&Cs apply. Always read the PDS.

Earn Rates

Standard purchases0.5x

Pros

  • No annual fee
  • Simple cashback — no points complexity
  • 1% cashback on eligible spend

Cons

  • No travel benefits
  • Cashback, not points — can't transfer to airlines
  • Low earn rate vs premium cards

Frequently Asked Questions

How is ING cashback paid?

Cashback is credited to your ING account monthly, automatically. No redemption needed.

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Read the full terms on the issuer's website before applying.

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Last updated June 2026